Insurance, Rates & Fees

We want the cost of therapy to be clear from the start. Here's an overview of your options. Our team is always happy to answer questions before your first appointment.

Using Your Insurance

Broward Therapy Group is in-network with:

  • Aetna

  • Cigna

  • Florida Blue (Blue Cross Blue Shield of Florida)

  • Optum / UnitedHealthcare, which may include some Oscar, AvMed and Oxford plans

Coverage can vary from plan to plan, even within the same insurance company. Not every plan offered by these companies is included in our network. We're happy to verify your benefits before your first session. You can also call the member services number on your insurance card and ask:

  • Is Broward Therapy Group in-network with my plan?

  • Do I have outpatient mental health benefits?

  • Do I have a deductible, and how much of it have I met?

  • What is my copay or coinsurance per session?

  • Do I need a pre-authorization?

Self-Pay

Session fees start at $225 per 55-minute session and vary by clinician. Self-pay may be a good fit if you don't have insurance, if we aren't in-network with your plan, or if you'd prefer not to use insurance.

Out-of-Network Benefits

If we aren't in-network with your insurance, your plan may still cover part of the cost through out-of-network benefits. You pay for your session directly, and we give you a superbill, an itemized receipt you can submit to your insurance company for possible partial reimbursement.

Reduced-Fee Options

Sliding-scale therapy with clinicians-in-training. We offer sliding-scale individual therapy with Master's-level students who are completing their clinical internship or practicum at Broward Therapy Group. Each clinician-in-training is supervised by our licensed clinicians. Fees are based on what you can reasonably contribute. Sliding-scale sessions are self-pay only and can't be billed to insurance.

Limited reduced-fee openings. Some of our licensed clinicians keep a small number of reduced-fee openings for clients experiencing financial need. Availability is limited and changes often. If cost is a concern, let us know during your consultation and we'll talk through your options together.

Things to Consider When Using Insurance

Insurance can make therapy more affordable, and we're glad to work with it. It also helps to know how it works. Insurance companies require a mental health diagnosis to cover therapy, and that diagnosis becomes part of your health record. Some plans also set limits on the type or number of sessions they'll cover. Some clients choose self-pay for added privacy or flexibility. There's no right answer, and we're happy to help you decide what fits you best.

Services Not Covered by Insurance

Some of our services aren't billed to insurance and are offered on a self-pay basis only:

  • Group programs. Our groups offer connection, skill-building and community in a supportive setting. Fees vary by type and length of group, and some groups are offered at a reduced fee. Please contact us for current fees and availability.

  • Executive Functioning Coaching: $200 per 50 minute session. Coaching focuses on practical skills like planning, organization, time management and follow-through. It isn't therapy, so it doesn't require a diagnosis and can't be billed to insurance.

Payment

Payment is due at the time of service. We accept all major credit cards and keep a card on file for each client.

Cancellation Policy

We ask for at least 48 hours' notice to cancel or reschedule. Late cancellations and missed appointments are charged the full session fee. For self-pay clients, that's your self-pay rate. For clients using insurance, it's your insurance plan's contracted rate for the session. Insurance doesn't cover missed appointments, so this fee is charged to your card on file.

Your Right to a Good Faith Estimate

You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost. Under the law, health care providers need to give patients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services, including related costs like medical tests, prescription drugs, equipment, and hospital fees. Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.

Questions?

Call us at 954-526-4437. We're happy to help.

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